No Frills Home Loan

  30% deposit or more 20% - 30% 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
Principal & Interest 2.99% p.a. 2.99% p.a. 2.29% p.a. 2.29% p.a. N/A N/A N/A N/A
Interest Only 3.14% p.a. 2.60% p.a. 3.14% p.a. 2.60% p.a. N/A N/A N/A N/A

 

Low Cost Home Loan

  30% deposit or more 20% - 30% 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
Principal & Interest 2.39% p.a. 2.39% p.a. 2.49% p.a. 2.49% p.a. 2.79% p.a. 2.79% p.a. N/A N/A
Interest Only 3.34% p.a. 2.81% p.a. 3.34% p.a. 2.81% p.a. 3.54% p.a. 2.88% p.a. N/A N/A

 


 

Low Cost Home Loan (Value Package)^

  30% deposit or more 20% - 30% 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
Principal & Interest 2.29% p.a. 2.73% p.a. 2.39% p.a. 2.83% p.a. 2.69% p.a. 3.12% p.a. N/A N/A
Interest Only 3.24% p.a. 3.09% p.a. 3.24% p.a. 3.09% p.a. 3.44% p.a. 3.17% p.a. N/A N/A

^A package fee of $395 is payable annually.


 

Qantas Points Home Loan^^

  20% deposit or more 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison Rate Interest rate Comparison Rate Interest rate Comparison Rate
Principal & Interest 2.69% p.a. 2.69% p.a. 2.89% p.a. 2.89% p.a. N/A N/A
Interest Only 3.44% p.a. 2.97% p.a. 3.64% p.a. 3.05% p.a. N/A N/A

^^Qantas points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions, available on our Legal webpage


 

Standard Variable Rate Home Loan**

  20% deposit or more 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison Rate Interest rate Comparison Rate Interest rate Comparison Rate
Principal & Interest 3.19% p.a. 3.23% p.a. 3.39% p.a. 3.43% p.a. 3.49% p.a. 3.53% p.a.
Interest Only 3.94% p.a. 3.51% p.a. 4.14% p.a. 3.59% p.a. 4.24% p.a. 3.63% p.a.

**Principal and interest or interest only repayments available (subject to approval). A $600 establishment fee applies.


 

Construction Loan++

  20% deposit or more 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison Rate Interest rate Comparison Rate Interest rate Comparison Rate
Interest Only 2.59% p.a. 2.62% p.a. 2.79% p.a.   2.83% p.a. N/A N/A

++ A $600 establishment fee applies.

 

Other Home/Investment Loans++

Loan Type Interest rate
Home/Investment Access   3.78% p.a.

++ A $600 establishment fee applies.