No Frills Investment Home Loan

  30% deposit or more 20% - 30% 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
Principal & Interest 2.84% p.a. 2.84% p.a. 2.84% p.a. 2.84% p.a. N/A N/A N/A N/A
Interest Only 3.14% p.a. 2.95% p.a. 3.14% p.a. 2.95% p.a. N/A N/A N/A N/A

 


 

Low Cost Investment Home Loan

  30% deposit or more 20% - 30% 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
Principal & Interest 3.04% p.a. 3.04% p.a. 3.04% p.a. 3.04% p.a. 3.24% p.a. 3.24% p.a. N/A N/A
Interest Only 3.34% p.a. 3.34% p.a. 3.34% p.a. 3.34% p.a. 3.54% p.a. 3.42% p.a. N/A N/A

 


 

Low Cost Investment Home Loan (Value Package)^

  30% deposit or more 20% - 30% 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
Principal & Interest 2.94% p.a. 3.37% p.a. 2.94% p.a. 3.37% p.a. 3.14% p.a. 3.56% p.a. N/A N/A
Interest Only 3.24% p.a. 3.43% p.a. 3.24% p.a. 3.43% p.a.   3.44% p.a. 3.51% p.a. N/A N/A

^A package fee of $395 is payable annually.


 

Qantas Points Investment Home Loan^^

  20% deposit or more 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison Rate Interest rate Comparison Rate Interest rate Comparison Rate
Principal & Interest 3.14% p.a. 3.14% p.a. 3.34% p.a. 3.34% p.a. N/A N/A
Interest Only 3.44% p.a. 3.25% p.a. 3.64% p.a. 3.33% p.a. N/A N/A

^^Qantas points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions, available on our Legal webpage


 

Standard Variable Investment Rate Home Loan**

  20% deposit or more 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison Rate Interest rate Comparison Rate Interest rate Comparison Rate
Principal & Interest 3.64% p.a. 3.68% p.a. 3.84% p.a. 3.88% p.a. 3.94% p.a. 3.98% p.a.
Interest Only 3.94% p.a. 3.79% p.a. 4.14% p.a. 3.87% p.a. 4.24% p.a. 3.91% p.a.

**Principal and interest or interest only repayments available (subject to approval). A $600 establishment fee applies.


 

Construction Investment Loan++

  20% deposit or more 10% - 20% Less than 10% deposit
Loan $150,000 and above Interest rate Comparison Rate Interest rate Comparison Rate Interest rate Comparison Rate
Interest Only 3.34% p.a. 3.38% p.a.   3.54% p.a. 3.58% p.a. N/A N/A

++  A $600 establishment fee applies.

 

Other Home/Investment Loans++

Loan Type Interest rate
Home/Investment Access   3.78% p.a.

++ A $600 establishment fee applies.