Personal Loan Rates

Not sure which personal loan is right for you? Compare the rates of all our Personal Loans here.

Loan Type Interest Rate Comparison Rate
Car loan 6.19% p.a. 6.40% p.a.
Personal loan 10.74% p.a. 11.79% p.a.
Qantas points car loan 6.99% p.a. 7.20% p.a.
Unsecured personal overdraft 10.94% p.a. N/A


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  • 1 WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. An unsecured loan of $10,000 with a term of 3 years, or a secured loan of $30,000 with a term of 5 years (as applicable) and a monthly repayment frequency have been used to calculate the comparison rate for all personal loans.

Terms and conditions, normal lending criteria and fees and charges apply and are available upon request.

You should read the relevant Terms and Conditions, Product Disclosure Statement and our Financial Services Guide available on our website before deciding to apply for any of our financial products and services.

Rates current as at 17 November 2020.