Why us?

We're an award-winning customer-owned bank, putting people and community before profit.

"Excellent Customer Service"

Just had my home loans refinanced with Qudos Bank. Absolutely above par customer service and product offerings. Have been dealing with Antoinette at the Melbourne branch. She has been outstanding with her customer service. Am glad that I moved my home loans to Qudos Bank.

Shabby, VIC


Read our most frequently asked questions below or view all our Home Loan FAQs.

We will accept your application by telephone, online or in person at one of our branches. Our Home Loan Application Checklist and Guide can help you through every step of the process. For more information view our Home Loan Application Process Page.

Once you've submitted your application and supporting information, conditional approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial and property information. Your Home Loan Specialist can provide more information about approving your loan.

A redraw facility allows you to take back the extra payments you have made on your loan account. For example, your minimum monthly loan repayments are $3,000. If you pay $3,200 each month for a period of 6 months you'll have paid an additional $1,200 on top of your minimum repayments. The redraw facility allows you to access that extra $1,200 if required.

3.78 % p.a. Interest rate

Available for applications received from 19 May 2021​​

How to apply?

You might also be interested in...

Helpful Tips and Guides


1 An establishment fee of $600 applies to this loan.

2 Mortgage insurance is required for home loans over 80% and is subject to approval.

Normal lending criteria, terms and conditions and fees and charges apply.

You should read and consider the relevant Terms and Conditions and our Financial Services Guide available on our website qudosbank.com.au, before deciding whether to obtain any of our financial products or services.