✓ are at least 18 years of age,
✓ are a citizen or permanent resident of Australia,
✓ are currently in paid employment,
✓ have not been bankrupt.
As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated home loan specialist.
We're an award-winning customer-owned bank, putting people and community before profit.
Just had my home loans refinanced with Qudos Bank. Absolutely above par customer service and product offerings. Have been dealing with Antoinette at the Melbourne branch. She has been outstanding with her customer service. Am glad that I moved my home loans to Qudos Bank.
Once you've submitted your application and supporting information, conditional approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial and property information. Your Home Loan Specialist can provide more information about approving your loan.
Yes, we offer the option for you to divide your home loan into multiple accounts across different variable rate products so you can access the different loan features in the way that suits you.
1 Year Owner Occupied Fixed Rate
2.29 % p.a. Interest rate
2.47 % p.a. Comparison rate
T&Cs, fees, charges and lending criteria apply. Apps from 25 February 2022 for loan amounts over $150,000, owner-occupied, principal and interest, deposits 20% or more.