✓ are at least 18 years of age,
✓ are a citizen or permanent resident of Australia,
✓ are currently in paid employment,
✓ have not been bankrupt.
As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated home loan specialist.
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The loan funds will be released progressively in line with your building contract and its payment schedule. These payments are known as “progress payments.” All progress payments will be paid directly to your builder upon your approval.
If you’re contributing funds to the construction, these funds will also need to paid in line with your building contract and its payment schedule.
You’ll need to provide us with the following documents:
It’s important you supply these as soon as possible to ensure processing your first progress payment isn’t delayed.
Before we can make a payment to your builder, you’ll need to provide us with:
When the invoice is received, we’ll:
We’re required to have your property inspected, so please be aware it could take up to 5 business days to process the payment. Cost of the inspection will need to be paid by you at the time an inspection is ordered.
Once construction is complete, you’ll need to provide us with:
If all items are satisfactory, your final payment will be processed and we’ll let you know what your repayments will be.
2.59 % p.a. Interest rate
2.62 % p.a. Comparison rate
T&Cs, fees, charges and lending criteria apply. Apps from 29 November 2021 for loan amounts over $150,000, owner-occupied, interest only, deposits 20% or more.