Important changes to complimentary insurance effective 30 June 2022

The complimentary Travel Insurance provided with your Qudos Bank Visa Platinum Credit Card is being updated. The Summary Document explains some of the key changes between the Travel Insurance Policy Booklet dated 1 March 2017 (Current Booklet) and the new Complimentary Travel Insurance Policy Information Booklet dated 30 June 2022 (New Booklet). For full details of your new Complimentary Travel Insurance cover, please refer to the New Booklet. This is a summary document only.

Epidemic and pandemic cover

From 30 June 2022, selected cover is available under the International Travel Insurance coverage. Please note that there are terms, conditions, limits and exclusions that apply. See the Complimentary Travel Insurance Policy Information Booklet (New Booklet) for eligibility details and for more information about epidemics and pandemic coverage (like COVID-19), please read the Allianz Global Assistance FAQ.


Travel Claims

For customers who have met the eligibility criteria under the Travel Insurance Policy Booklet dated 1 March 2017 (Old Booklet), we recommend you check the Eligibility for Cover section of the Complimentary Travel Insurance Policy Information Booklet dated 30 June 2022 (New Booklet) to view any changes to the eligibility criteria. If you need to make a travel claim, we encourage you to do so at http://www.travelclaims.com.au.

Features

*Terms, conditions, limits and exclusions apply. See the Complimentary Travel Insurance Policy Information Booklet for details

 

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Earn more Qantas Points

Not only will you receive a complimentary Qantas Frequent Flyer membership2 but you also can earn Qantas Points with our Visa Platinum Credit Card

 

 

Check out our Qantas Points Banking range, where you can earn Qantas Points on your Savings, Credit Card, Car Loan and Home Loan. To see how you can maximise your Qantas Points, check out our rewards calculator.
 


Digital Banking

Enjoy faster, secure payments, and take control of your cards.

 

Leave your wallet at home and pay the easy way with your mobile, watch or tablet device. Set up Apple Pay from the Wallet App on your Apple Device, and Google Pay at the Google Play Store.

Manage your card in the Qudos Bank App on your mobile or tablet device. You can activate a new card, change a PIN, report a lost or stolen card, notify us of overseas trips and more.

Download the app today.

Documents and forms

Intro rate 4.99 % p.a. Interest rate Standard rate 18.99 % p.a. Interest rate

Start earning qantas points with our visa platinum credit card

 

 

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Helpful Tips and Guides

Footnotes:

  • 1 Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable interest rate.

2 Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.

3 Eligible purchases do not include cash advances, ATO payments, Bpay, interest, balance transfers, fees and charges or traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Visa Platinum Credit Card Terms and Conditions. Qantas Points can be earned on a maximum of $200,000 of eligible purchases per customer for each 12 month period, commencing from the date your account is opened and each account anniversary thereafter (Eligible Transaction Cap), regardless of the number of Qudos Bank Platinum Credit Cards held by you.

4 Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas, purchases from Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travel world channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by QFF Program partners.

5 AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305, (Qudos Bank), which allows eligible Qudos Bank account holders and cardholders to claim under the group policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Travel Insurance Policy Information Booklet: Effective 30 June 2022 which may be amended from time to time. An excess may be deducted from any benefit paid. Qudos Bank does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs.  You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

6 Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate (currently 18.99% pa).

7 Annual fee charged upon account opening and annually thereafter.

8 Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qudos Bank by close of business.

9 Access the 24/7 Visa Premium Concierge service in Australia on 1800 639 607. For country contact numbers and more information, click here.


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Normal lending criteria, terms and conditions and fees and charges apply.

Before opening this credit card account with us, you should read our Visa Platinum Credit Card Terms and Conditions, Qantas Points Banking Rewards Terms and Conditions and Financial Services Guide.

Rates current as at 23 March 2020.