Enjoy an everyday credit card with a low rate, no annual fee and no fee for an additional cardholder.



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Digital banking

Enjoy faster, secure payments, and take control of your cards.


Leave your wallet at home and pay the easy way with your mobile, watch or tablet device. Set up Apple Pay from the Wallet App on your Apple Device, and Google Pay at the Google Play Store.

Manage your card in the Qudos Bank App on your mobile or tablet device. You can activate a new card, change a PIN, report a lost or stolen card, notify us of overseas trips and more.

Download the app today.

Documents and forms

Intro rate 4.99 % p.a. Interest rate Standard rate 15.85 % p.a. Interest rate

If you’re looking for more freedom with 46 days interest free# try our lifestyle plus credit card



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Helpful Tips and Guides


  • 1 Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable interest rate.

Current standard variable rate is 15.85% p.a.

Normal lending criteria and fees and charges apply. Terms and Conditions apply and are available on request.

#Up to 46 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and Android are trademarks of Google Inc.

Before opening this credit card account with us, you should read our Credit Card Conditions of Use and Financial Services Guide.

Rates current as at 23 March 2020.