Here at Qudos Bank, we’re always looking for ways to improve the products and information we provide so we can best support our customers on their life journey.

In October of last year, we partnered with NobleOak, to offer Qudos Bank customers fully underwritten life insurance, giving you the option to consider an additional way to help protect the financial security of your loved ones.

We’re thrilled to have partnered with NobleOak who, much like us, is customer focussed, has a humble history founded on the value of integrity and was the most awarded direct life insurer in Australia in 2021.**

As part of our partnership with NobleOak, Qudos Bank customers can receive their first month of FlexiCover premium life insurance free.* Customers have the option to take out Life Insurance, Total & Permanent Disability Insurance, Trauma Insurance and Disability Income Insurance (Income Protection).

Some of the features include:

Fully underwritten cover meaning greater certainty at claim time.

  • Ability to activate annual decreasing cover to help manage affordability^
  • Proceeds are paid directly to the member or beneficiary

For further product information, visit our NobleOak’s FlexiCover webpage.



This is factual information only (it is not general or personal financial advice). The Target Market Determination for NobleOak's FlexiCover insurance is available at

Important Information – FlexiCover is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302 (‘NobleOak’). Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305 (‘Qudos’) is not responsible for the FlexiCover product. It has a marketing arrangement with NobleOak only and does not provide financial advice or financial services regarding the product nor does it arrange for the issue of the product. NobleOak Services Limited (wholly-owned by NobleOak) pays Qudos an ongoing commission of 16.5% of premium when products are acquired as a result of the marketing arrangement. This commission is at no additional cost to customers.

This information is of a general nature only and does not take into consideration your individual circumstances, objectives, financial situation or needs. Before you purchase an insurance product, you should carefully consider the Product Disclosure Statement to decide if it is right for you. The PDS is available by calling NobleOak on 1300 108 490 or from

*First month free offer - if you apply for cover and cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.

**NobleOak awards information found at

^With FlexiCover, Life, TPD, Income Protection and Trauma insurance covers are available. You can choose for FlexiCover’s annual Decreasing Cover Adjustment Feature to apply to your Life, TPD or Trauma cover amounts. It means your cover amount will reduce each year within a range of 0% to 10% as selected by you.